NHS Consultant
Pay Calculator 2026/27

Estimate your take-home pay as a consultant in Wales: your threshold, your programmed activities, on-call, London weighting and any award, after tax, National Insurance, NHS pension and student loans.

Resident doctorsConsultantsNHS staffAgenda for Change

England ScotlandWalesNI

Rules last checked 6 September 2026

Your details

Your post

Years completed as a consultantSessions a week

sessions

Intensity supplement

Your situation

NHS pensionStudent loan (up to two plans)

Tax codeSalary sacrifice

/month

National Clinical Impact AwardClinical Excellence Award or another award

/year

Your pay

Estimated monthly take-homeAnnual grossEverything you are paid in a year before anything is taken off: basic pay for your programmed activities, any additional activities, the on-call supplement, London weighting and any award.Annual netWhat reaches your bank in a year, after income tax, National Insurance, pension and any student loan.Effective taxIncome tax and National Insurance together, as a percentage of gross. Pension and student loan are not counted here.Hourly grossAnnual gross divided by your sessions, at four hours each (3.75 in Wales).Hourly netThe same sum on take-home: what an hour is worth to you after deductions.

£5,681

Annual gross£114,099

Annual net£68,177

Effective tax27.7%

Hourly gross£58.35

Hourly net£34.87

How the year adds up

Basic salary: £114,099
Income tax: -£27,367
National Insurance: -£4,293
NHS pension: -£14,262

These figures are an estimate, not personalised financial advice: they are worked out from the BMA, the NHS Employers pay circular, GOV.UK, HMRC and NHSBSA, and updated each April. Always check your payslip. If something here is wrong, we are sorry, and we would like to know: use Spot a mistake and we will check it against the source. See the full methodology and disclaimer. Every figure behind it, each pay point and what the contract pays on top, is on the pay scales page.

This is an estimate based on the information you have submitted and you may receive more or less depending on your personal circumstances. You accept our terms and conditions and privacy policy.

The thresholds and the on-call supplement are on the consultant pay scales page, with their sources.

Your details

1Your post

2Your situation

Your pay

Your post

Your situation