Estimate your take-home pay as a consultant in Scotland: your threshold, your programmed activities, on-call, London weighting and any award, after tax, National Insurance, NHS pension and student loans.
Estimated monthly take-homeAnnual grossEverything you are paid in a year before anything is taken off: basic pay for your programmed activities, any additional activities, the on-call supplement, London weighting and any award.Annual netWhat reaches your bank in a year, after income tax, National Insurance, pension and any student loan.Effective taxIncome tax and National Insurance together, as a percentage of gross. Pension and student loan are not counted here.Hourly grossAnnual gross divided by your programmed activities, at four hours each (3.75 in Wales).Hourly netThe same sum on take-home: what an hour is worth to you after deductions.
£5,431
Annual gross£115,331
Annual net£65,173
Effective tax30.8%
Hourly gross£55.30
Hourly net£31.25
How the year adds up
Basic salary
£115,331
Income tax (Scottish rates)
-£31,193
National Insurance
-£4,317
NHS pension
-£14,647
Correct as of . These figures are an estimate, not personalised financial advice: they are worked out from the BMA, the NHS Employers pay circular, GOV.UK, HMRC and NHSBSA, and updated each April. Always check your payslip. If something here is wrong, we are sorry, and we would like to know: use Spot a mistake and we will check it against the source. See the full methodology and disclaimer. Every figure behind it, each pay point and what the contract pays on top, is on the pay scales page.
