NHS Resident Doctor
Pay Calculator 2026/27
Estimate your take-home pay in England after rota enhancements, tax, National Insurance, NHS pension and student loans, all calculated together on the current pay scales.
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A finances crash course for resident doctors
Nobody actually teaches you any of this. I am putting together a short course on how your money works as a doctor: reading your own payslip, why your tax code goes wrong, what the pension is really worth, what changes if you go less than full time, and what to do with whatever is left over. Tick what you want covered and I will get it to you first.
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Estimate, not personalised financial advice. Figures gathered from BMA + NHS Employers Pay Circular + GOV.UK + HMRC + NHSBSA. Annually updated each April. See the full methodology and disclaimer.
Test a career decision before you make it.
Tweak the What-if controls below to see how going LTFT, jumping grades, or moving trusts changes your monthly take-home.
NHS resident doctor pay scales in England for 2026/27
Full-time basic pay, every nodal point. Weekend allowance, night enhancement, on-call, London weighting and any Flexible Pay Premium are paid on top of these figures, and tax, National Insurance, pension and student loans come off. Use the calculator above to put your own rota through it.
| Foundation year 1 (FY1) | £41,226 |
|---|---|
| Foundation year 2 (FY2) | £47,610 |
| ST1 or CT1 | £55,355 |
| ST2 or CT2 | £55,355 |
| ST3 or CT3 | £67,325 |
| ST4 or CT4 | £67,998 |
|---|---|
| ST5 | £67,998 |
| ST6 | £76,582 |
| ST7 | £77,348 |
| ST8 | £77,348 |